eclof_jamaica@yahoo.com
eclof_jamaica@yahoo.com
As a consequence of its structure as a micro-finance institution, misfortunes that befall our clients, whether as a result of natural disasters or political unrest, strongly impact our operations at a local level. Things that affect our clients touch us too. In doing so, ECLOF International has to face not only external but internal challenges.
In handling such a complex set of variables, strong and flexible management is essential. At ECLOF International we have the strength of a global network combined with the flexibility of the local office. This allows us to pair off the best resources we have with “on the ground” knowledge of our clients’ needs to provide help that really makes a difference.
Edna Rose a part-time domestic worker and poultry farmer. When she returned to ECLOF in year 2015, Edna’s living condition was very inadequate. She desperately needed help and was emotionally broken. Despite, this she had a strong will to improve her personal circumstances and that of her family. She was unemployed and was seeking to revitalize her ailing broiler business. She was earning $20,000 from rearing and selling 100 chickens over each 2-months period.
Mrs. Ranger was one of the earlier borrowers participating in the program from as early as 2006. Over the next 5 years she took four (4) loans from ECLOF. When we arrived she greeted us warmly and said thank God I no longer need to borrow any more loans.
In December 2008 Avalyn Dias-Nelson began her relationship with ECLOF Jamaica. At the time she was unemployed and had no definite source of income. Avalyn had an idea that she could develop a business based on her recently acquired hat making skills. Difficulty in accessing start-up capital was a serious stumbling block preventing her from pursuing her business idea. In an effort to access start-up capital she spoke with Mr. Peter Onfroy.